Friday, September 7, 2007

New York Social Security Law

Social Security disability benefits (SSD) are provided by the Social Security Administration for disabled individuals who have become sick, injured or otherwise disabled, and are unable to work, and the condition has lasted or is expected to last for a year or longer or result in death. Social Security disability benefits are based on your income and having paid into the Social Security system.

The most important thing to remember if you are disabled with either a physical or mental problem, or combination, is to see a qualified doctor to have your condition documented. The doctor should provide a diagnosis of your condition and explain his or her opinions based on physical examinations as well as relevant objective medical testing, such as x-rays, MRI's, EMG's, CAT scans, etc. The doctor should also comment on any work limitations and restrictions you have.

Social Security has its own regulations and guidelines with respect to finding someone to be disabled under its rules. These rules are not the same as other systems such as New York State workers compensation, and Social Security disability benefits will take into consideration your age, education, work history, and ability to find other employment within your capabilities. Even if you returned to work after a year, you still may be eligible for benefits for the time you were out of work, if Social Security finds that you were disabled under its guidelines for that period.

Supplemental security income benefits (SSI) has the same standards for disability findings, but is for individuals with no or limited assets, or people who do not pay into the Social Security tax system and do not qualify for SSD benefits.

Visit Bryan Bopp Law for more information on Social Security Disability New York, Workers Compensation New York, and Poughkeepsie Lawyer

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Philadelphia Injury Lawyer Talks About Placing a Monetary Value on an Injury

Some people object to the very concept of compensating injured accident victims with money. They might feel that individuals who have been injured should simply be strong and bear their losses. After all, their no-fault insurance should cover their medical bills and lost wages. It is a good bet that these people have never been seriously injured in an accident. Nor is it likely that anyone in their family has suffered such a fate. Nevertheless, it is fair to debate the issue of directly translating pain into dollars.

Perhaps some feel that it demeans the value of human suffering to place a financial value on it. Yet that is the only method our legal system has to redress the injurious acts committed by negligent motorists, shopowners, corporations, etc. And as long as this method of compensation is available, injured accident victims and their attorneys will seek to receive maximum financial compensation for the injury. That is human nature.

Still others point to the added costs of doing business they feel that injury lawsuits cause. They believe that these added costs are passed on to the consumer in the form of higher prices. There is some merit to this argument. I believe it is worth paying these higher prices in exchange for keeping the right to sue for compensation. Not only can financial compensation help to make the accident victim whole, but the threat of lawsuits keeps companies accountable for their errors. Consider also that The Bible at Exodus 21:25 authorizes financial compensation for pain inflicted by another.

Pending further changes to our present set of negligence laws, individuals are free to look to the courts for financial compensation for injuries caused by the negligent acts of others. Given that this system, or some form of it, is likely to remain in effect for many years to come, the questions becomes: How much is an injury case worth? Unfortunately, there is no way to know for sure what a case might settle for until the medical treatment is concluded and the doctors prognosis rendered.

Unless he has been in many accidents and sued many times, the average client has no idea of the amount for which a personal injury case should settle. The clients fate, for all intents and purposes, is in the hands of the attorney. If the attorney, for whatever reason, wants to settle the case even though fair value has not been offered, how is the client to know this? There are no easy answers here, which is why it is vital to retain a lawyer you can trust. I know of no other area of life, with the possible exceptions of going to your doctor or getting your car repaired, where the unsophisticated client has to trust the honesty and good judgment of another.

Lawyers and insurance adjusters evaluate personal injury cases in many ways. For simple cases, such as neck and back strains and sprains (soft tissue injuries) that heal over time, the key factors will be length of treatment and, perhaps, the amount of the medical bills. Some adjusters and lawyers just multiply the total of the medical bills by three or four to determine the settlement value. That is an overly simplistic approach which is used less these days than in the past. Yet the medical bills still figure into the settlement evaluations in this kind of injury case. The bills are also considered to a lesser extent in more serious injury cases.

Perhaps the one rule of thumb for these "soft tissue injury" cases is $2,000 for each month of treatment. Thus, a soft tissue back and neck injury with three months of treatment will probably settle for between $5,000 and $7,000. There is a limit to this kind of computation. After perhaps 6 or 7 months of treatment, the insurance company may begin to suspect that the claimant is prolonging the treatment just to drive up the settlement. It is, of course, totally inexcusable to stay in treatment one visit longer than is necessary to recover from your injuries.

Ruptured discs, bone fractures, and injuries resulting in scarring generally are compensated more generously than are soft tissue injuries. Insurance companies more often than not suspect that soft tissue injuries are imagined or exaggerated. Herniated discs, fractures, and scarring cannot be faked, at least not without the assistance of a quack doctor.

The severity of the injury greatly influences the settlement offer. So will the characteristics of the individual. For example, a facial scar on an attractive young woman is "worth" far more than an elbow scar on an elderly man. A permanent injury to a child brings a far larger offer than will a similar injury to an adult. A herniated disc suffered by a skilled manual laborer has a greater "value" than a herniation sustained by a person with a sedentary job. A soft tissue injury sustained by a person with a long history of suing for accidents brings a lower offer than the same injury suffered by a first time plaintiff.

The largest jury awards, and therefore the largest settlements, involve severe head injuries, loss of limbs, paralysis, and death. Even these catastrophic injuries must be carefully documented to achieve maximum settlement value. It is especially important with catastrophic injuries for the insurance company to realize that your lawyer knows how to prove these kinds of cases. Claims adjusters are terrified of the huge jury verdicts returned on cases involving severe, permanent injury.

The other factors that influence settlement value include:

the reputation of your attorney,

the reputation of your doctor,

the amount of property damage,

the amount of time missed from work, and

the willingness of you and your attorney to hold out for top dollar.

These factors are important in all personal injury cases.

For more information about Evan Aidman, a Pennsylvania Personal Injury Lawyer and his work with clients with serious injuries click here: Philadelphia Personal Injury Attorneys

Evan Aidman is the founder and principal of the Law Offices of Evan K. Aidman. Mr. Aidman received a Bachelor's Degree in psychology from the University of Florida where he was elected to the Phi Beta Kappa Honor Society after compiling a near perfect scholastic record. He graduated from the University of Pennsylvania Law School, an Ivy League Institution, in 1983.

Click Here for Attorney Aidman's website: Pennsylvania Personal Injury Attorneys

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Tort Law - Refuge Of The Injured

In today's harsh realities, people from all walks of life are always at the risk of getting into various accidents. More often than not, other people or groups of people have been engaged and could be held liable with the accidents that happened. It may be due to their connection in school, at work, or at a given community. Depending on how the physical, mental, or emotional harm is sustained, these incidents bring about personal injuries which may be slight or serious.

Consequently, personal injury law, otherwise known as the tort law, acknowledges the wrongful acts inflicted to an affected party and therefore giving him the right to file a case in court as long as his claims can stand and have sufficient merits. Some torts can be considered as criminal offences that can cause the imprisonment of the accused. On the contrary, the tort law was enacted to provide help and justice to the victims who incurred injuries and prevent it from happening again which may further harm others and eventually cause more serious damages or even intensify the consequences.

More so, personal injuries are classified into three general categories. First, intentional torts, which are classified to those criminal acts the accused have or should have the knowledge on what will be the effects of his acts or failure to act such as striking a bystander with much intent of afflicting him. Second, the negligent torts are those incidents that happen due to the defendants irrational and precarious acts like defying traffic regulations that set off a mishap causing injuries to a pedestrian. Last, strict liability torts are those that are established when an act results to inflicting damage to other people and do not rely on the extent of cautiousness done by the defendant. Thus, producing and selling substandard products can be included in this category. Though, there are also the so-called specific torts, like negligence, assault, battery, trespass, products liability, and intentional infliction of emotional distress among others.

Accordingly, these general categories of the tort law draws out the theory for each separate case being filed by an injured party. For instance, the improper and incompetent approach of a medical practitioner, way ward the standard procedure, that causes further deterioration of a patients condition can be a clear grounds for the patient to file a case against the negligent doctor. Meanwhile, the hospital can be sued for liabilities because of employing the negligent doctor. An altogether different case would then occur if evidences point the doctor to intentionally prescribing the wrong medication for the patient.

Furthermore, there are accepted principles that govern on what types of damages can be expected by a person. Nonetheless, whatever damages those are, the needing payment by the accused party would depend on the case established by the injured party. Some may sue for an injunction to prevent the continuation of a treacherous conduct or operation. Some demands for monetary damages. Other types of damages the injured party may recover are as follows loss of earnings capacity, pain and suffering, and reasonable medical expenses. They include both present and future expected losses. In brief, in tort law, the damage is defined as a remedy that comes in a form of monetary compensation to the harmed party. One may also seek the assistance of a qualified lawyer to help him out in this legal matter.

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